Contact areaContact area Contact area
Service-Telephone
0631 3636-0
Our Sort code and BIC
Sort code54050220
BICMALADE51KLK
SEPA

Uniform European payment system

Within the SEPA (Single Euro Payment Area), all euro payments, i.e. sending money within the SEPA area, and all direct debits across Europe are carried out according to the uniform SEPA payment procedures.

Easy to use

Private customers can send money within the SEPA area at any time, online, at self-service kiosks and at a branch. To pay with a SEPA direct debit, all you need to do is to provide the payment recipient with a SEPA direct debit mandate.

IBAN and BIC

Benefit from uniform payment standards across Europe.

Send money using SEPA transfers

The new instrument for cross-border Euro bank payments to all SEPA countries.

SEPA direct debit

SEPA direct debits make it easy to pay for transactions by direct debit – both in Germany and any other Eurozone country.

SEPA country list

For a list of all of the countries that are part of the SEPA scheme, please see here.

Classical international transfers

Maximum flexibility – worldwide

Sending money to countries outside the SEPA zone is simple and can be done using a conventional international payment (SWIFT payment).

Sending money in a foreign currency

This option allows you to send money in foreign currencies to any country in the world. To send money abroad in a foreign currency, simply complete an "International payment order" form online or using banking software such as SFirm.

Sending money in Euros

Use the international payment service to send money in Euros to all countries outside the Single Euro Payment Area (SEPA).

To do so, you will need to provide the following information:

  • Surname, first name or company name and address of the payment recipient.
  • Account number or International Bank Account Number (IBAN) of the payment recipient (provided by the payment recipient).
  • International Bank Identifier Code (BIC) of the recipient's bank.
  • Your own IBAN.
 Cookie Branding

We, your Sparkasse, use cookies that are essential to providing access to our website. If you consent to the use of cookies, we will use additional, non-essential cookies in order to process information on your use of our website for analytical (e.g. to measure reach) and marketing purposes (e.g. to personalise content). As part of this, Google may also provide us with additional data. We also use cookies to assign visitors to specific target groups and provide these target groups to Google for advertising campaigns. For more detailed information about these cookies, please see our Privacy Statement. Cookie consent is optional and not required in order to use this website. To select the kind of additional cookies you are happy for us to use, please click on “Change settings”. You can also consent to the use of all additional cookies by clicking on “Agree”. You can withdraw your consent at any time or change your cookie settings by clicking on the “Change cookie settings” link at the bottom of each page. If you click on “Decline”, we will not use any additional cookies.

i